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NEW! – Needs Analysis Modules
Comprehensive financial needs analysis modules give a more detailed approach to financial planning.
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Consumer Calculators - English

 
   
Our English Consumer Calculator series of market-tested online analytical calculators covers over 130 topics across 13 financial categories. All input and output is easily customizable to fit your needs and match the look and feel of your web site.

Our complete set of calculators is listed below. Feel free to try them out as often as you like.

PLEASE NOTE: These sample calculators below contain advertisements and other marketing related content. This content will not appear on licensed versions of the calculators. To see sample, licensed calculators as they could appear on your web site, please visit our Client Showcase.

Cash Flow Calculators
College Calculators
bud01: How does inflation impact my standard of living? col01: How much should I be saving for college?
bud02: How much am I spending? col02: Will I be able to pay back my student loans?
bud03: How much do I need for emergencies? col03: What are the advantages of a Coverdell ESA?
bud04: Should I pay down debt or invest my monthly surplus? col04: What are the advantages of a 529 college savings plan?
bud05: How long will my money last with systematic withdrawals? col05: What is the value of a college education?
bud06: Should my spouse enter the work force? col06: What are the payments on a parental (PLUS) loan?
bud07: What is my current net worth? col07: Should I live at home, on campus, or off campus?
bud08: What is my projected net worth? col08: When should I begin saving for my child's college?
bud09: What is my current cash flow?
bud10: What is my projected cash flow?
bud11: What is the value of reducing, postponing or foregoing expenses?
bud12: Historical inflation - Compare purchasing power
 
Credit Calculators
Home & Mortgage Calculators
det01: How long will it take to pay off my credit card(s)? hom01: How much home can I afford?
det02: How long until my loan is paid off? hom02: Should I refinance my mortgage?
det03: What would my loan payments be? hom03: Mortgage calculator
det04: Do I have too much debt? hom04: Comparing mortgage terms (i.e. 15, 20, 30 year)
det05: What is the balance on my loan? hom05: Should I pay discount points for a lower interest rate?
det06: Should I consolidate my personal debt into a new loan? hom06: Should I rent or buy a home?
det07: Restructuring debts for accelerated payoff hom07: Should I convert to a bi-weekly payment schedule?
det08: Which is better: Cash up front or payments over time? hom08: Compare a 'no-cost' vs. traditional mortgage
det09: WWhat is the impact of making extra payments on my debt? hom09: What are the tax savings generated by my mortgage?
det10: Should I pay off debt or invest? hom10: Which is better, fixed or adjustable-rate mortgage?
hom11: Adjustable rate mortgage calculator
hom12: How do closing costs impact the interest rate?
hom13: Compare an interest-only vs. traditional mortgage
hom14: How much can I borrow from my home equity (HELOC)?
 
Taxation Calculators
Insurance Calculators
inc01: What is my potential estate tax liability? ins01: How much life insurance do I need?
inc02: 2012 federal income tax estimator ins02: What is my life expectancy?
inc03: Should I adjust my payroll withholdings? ins03: What are my needs for burial and final expenses?
inc04: Will my investment interest be deductible? ins04: How much disability income insurance do I need?
inc05:How much self-employment tax will I pay? ins05: What are the chances of becoming disabled?
inc06: Capital gains (losses) tax estimator ins06: What are my long-term care insurance needs?
inc07: Compare taxable, tax-deferred, and tax-free investment growth ins07: How much will I earn in my lifetime?
inc08: How much of my social security benefit may be taxed? ins08: What are the tax advantages of an annuity?
inc09: What are the tax implications of paying interest? ins09: How long will my current life insurance proceeds last?
inc10: Should I itemize or take the standard deduction? ins10: What is the future value of an annuity?
inc11: What is my tax-equivalent yield? ins11: Which is better, comprehensive plan or high-deductible plan with HSA?
inc12: 2011 tax refund estimator
inc13: Tax freedom day
 
Paycheck & Benefits Calculators
Qualified Plans Calculators
pay01: How much will my company bonus net after taxes? qua01: Evaluate my company pension payout options
pay02: How will payroll adjustments affect my take-home pay? qua02: How much can I contribute to an IRA?
pay03: Convert my salary to an equivalent hourly wage qua03: How much retirement income may my IRA provide?
pay04: Convert my hourly wage to an equivalent annual salary qua04: Should I convert to a Roth IRA?
pay05: What is the future value of my employee stock options? qua05: What will my qualified plan(s) be worth at retirement?
pay06: Should I exercise my 'in-the-money' stock options? qua06: What is my current year required minimum distribution?
pay07: What may my 401(k) be worth? qua07: What is my projected required minimum distributions?
pay08: What is the impact of increasing my 401(k) contribution? qua08: What are my lump sum distribution options?
pay09: What may my 457 Plan be worth? qua09: How do I maximize my employer 401(k) match?
pay10: What is the impact of increasing my 457 Plan contribution? qua10: What is the impact of borrowing from my retirement plan?
pay11: What may my 403(b) Plan be worth? qua11: What is the impact of early withdrawal from my 401(k)?
pay12: What is the impact of increasing my 403(b) contribution? qua12: I'm self-employed, how much can I contribute to a retirement plan?
qua13: Net unrealized appreciation (NUA) vs. IRA rollover?
qua14: What are my Stretch IRA distributions?
 
Retirement Calculators
Saving Calculators
ret01: How will retirement impact my living expenses? sav01: Becoming a millionaire
ret02: How much will I need to save for retirement? sav02: Income generated by a savings plan
ret03: Are my current retirement savings sufficient? sav03: How long will it take to double my savings?
ret04: Social security retirement income estimator sav04: How long until my savings reach my goal?
ret05: How does inflation impact my retirement income needs? sav05: Save now vs. save later
ret06: I'm retired, how long will my savings last? sav06: How much should I save to reach my goal?
ret07: When should I begin saving for retirement? sav07: What could my current savings grow to?
ret08: Should I convert discretionary expenses to savings? sav08: Calculate rate of return
ret09: How much retirement income may my 401(k) provide? sav09: How do taxes and inflation impact my investment return?
ret10: Compare a Roth 401(k) to a Traditional 401(K) sav10: What is the effective annual yield on my investment?
 
Investment Calculators
Auto Calculators
inv01: How should I allocate my assets? aut01: Should I lease or purchase an auto?
inv02: Compare taxable vs. tax-free investment return aut02: Auto purchase - Loan versus 0% dealer financing?
inv03: What is the value of a bond? aut03: What would my auto payments be?
inv04: What is the return on my real estate investment? aut04: Should I upgrade to a more fuel efficient vehicle?
inv05: What is the value of compound interest? aut05: Auto loan - Accelerated payoff
inv06: What is the value of a call or put option? aut06: How much vehicle can I afford?
inv07: Taxable vs. tax-advantaged savings? aut07: Should I refinance my auto loan at a lower rate?
inv08: What is my risk tolerance? aut08: How much can I lower my monthly payment with a new auto loan?
inv09: What is the long-term impact of increased investment return?
inv10: Certificate of deposit (CD) analyzer
inv11: What is the dividend yield on a stock?
inv12: How do expenses impact mutual fund returns?
inv13: Certificate of deposit (CD) laddering strategy
 
Business Calculators NEW!
Custom Calculators
bus01: What are the tax savings of a qualified retirement/cafeteria plan? det12: What is my credit score?
bus02: What are my new business startup costs? cus35: Add, Subtract, Multiply, Divide
bus03: Should I pay or charge monthly, quarterly or annually?
bus04: What is the value of my business?
bus05: How many units do I need to sell to breakeven?
bus06: Should I lease or buy equipment?
bus07: What are my business financial ratios?
bus08: What is my total employee compensation package worth?
 
 
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